Nebraska SR-22 Insurance
In Nebraska, certain driving offenses require an SR-22 form to prove state-required liability insurance coverage. If your license was suspended due to severe traffic violations, DUI convictions, or lack of insurance, Breathe Easy Insurance can help reinstate your driving privileges.
Understanding SR-22 Insurance in Nebraska
An SR-22 isn't an insurance policy, but rather a certificate provided by your insurance company that is filed with the Nebraska Department of Motor Vehicles. It verifies that you carry the state's mandatory minimum liability coverage:
- $25,000 for bodily injury or death per person
- $50,000 for bodily injury or death per accident
- $25,000 for property damage
Drivers are typically required to maintain an SR-22 for three years if based on a DUI conviction with license revocation, or for the term of an Ignition Interlock Device (IID) permit. Failure to maintain this coverage can lead to further suspension of your driving privileges.
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Nebraska DUI Laws and Penalties
In Nebraska, driving under the influence (DUI) carries severe penalties to deter impaired driving. Under Nebraska Revised Statute 60-6,196, it is illegal to operate or be in physical control of a vehicle while under the influence of alcohol or drugs.
First DUI Offense
- License revocation for 6 months
- Fine up to $500
- Jail time up to 60 days
- Ignition Interlock Device (IID) required for the revocation period
Subsequent offenses result in harsher penalties, including longer jail sentences, higher fines, extended license revocations, and mandatory IID installation. These stringent measures are designed to reinforce the seriousness of DUI offenses and enhance road safety.
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Nebraska Ignition Interlock Device (IID) Requirements
In Nebraska, following a DUI conviction, the installation of an ignition interlock device (IID) is mandatory for offenders to facilitate safer and legally compliant driving during the revocation period. The requirements are as follows:
- First Offense with BAC above .15: Minimum 6 months
- Subsequent Offenses: 1 to 15 years, depending on the number of prior offenses and the severity of the incident
Offenders can apply for an Ignition Interlock Permit by waiving their right to an Administrative License Revocation (ALR) hearing. To be eligible for the permit, you must submit an Ignition Interlock Permit Application, a court order, a certificate of installation, surrender your Nebraska operator’s license/permit, and meet all other applicable reinstatement requirements.
FAQs About DUI and SR-22 in Nebraska
What is an SR-22?
An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance.
How Long Do I Need to Have SR-22 Insurance?
The duration of SR-22 insurance requirements varies by state and the offense. Typically, it's required for a minimum of three years, but it can be longer depending on the circumstances. During this period, the insurance company will keep the state updated on your car insurance policy renewals and cancellations to ensure you maintain consistent coverage. Breathe Easy can help you understand the specific duration needed in your case.
What are the next steps for getting an ignition interlock device?
When you are done selecting your insurance plan, Breathe Easy can connect you with an Intoxalock representative for further assistance. They will answer any questions you have and help you get set up with an installation appointment at a convenient time.
Get Your License Back with Breathe Easy Insurance
Breathe Easy Insurance helps Nebraska drivers navigate SR-22 filings and IID requirements. Our agents make reinstating your driving privileges straightforward. Contact us for a free, no-obligation quote on SR-22 insurance at 844-580-7525, and get back on the road safely and legally with Breathe Easy Insurance.
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