What is Breathe Easy Insurance?
Video Transcript
SR-22, ignition interlock devices, all under one roof. We're a one-stop license support. My business partner Jared Mahoney and I started Breathe Easy over ten years ago in the spare bedroom of his house and we will always be committed to one thing. Excellence for our clients. It all starts with empathy. When a client calls in, it's apparent they feel awful and scared and you can really hear that in their voice. The last thing they want to deal with is looking up obscure insurance requirements, making dozens of phone calls and signing stacks of papers. That's why it's important to have the ability to get everything done all in one place. It's our priority for our clients to not only get the best service but also have peace of mind. We are a one-stop license support team that specializes in SR-22 and ignition interlock devices. We work with attorneys all over the country and we are committed to all of our clients.
Common Questions about SR-22 and Ignition Interlock Devices
What is an SR-22?
An SR-22 is a certificate that proves you have the minimum required auto insurance coverage mandated by your state. It's often required for drivers who have been convicted of serious driving offenses like DUIs or driving without insurance.
How Long Do I Need to Have SR-22 Insurance?
The duration of SR-22 insurance requirements varies by state and the offense. Typically, it's required for a minimum of three years, but it can be longer depending on the circumstances. During this period, the insurance company will keep the state updated on your car insurance policy renewals and cancellations to ensure you maintain consistent coverage. Breathe Easy can help you understand the specific duration needed in your case.
When is SR-22 Insurance Required?
SR-22 is often necessary when someone has committed serious driving offenses, like driving without insurance, getting a DUI violation, or having their license suspended due to multiple traffic violations. It acts as proof that the driver can cover at least some damages should they get into an accident. Without an SR-22, individuals with suspended licenses or certain violations may not be allowed to drive legally until they fulfill this requirement.
How Much Does SR-22 Cost?
The cost of SR-22 insurance can vary widely based on factors like your driving history, location, and the insurance company you choose. On average, the SR-22 filing itself can range from $15 to $50 per month. However, the actual total cost increases significantly due to higher premium rates after a DUI or similar violation, as drivers required to file an SR-22 are classified as high-risk. This classification leads to much higher premiums compared to a standard insurance policy. Additionally, you may still face higher premiums even after the SR-22 requirement has been lifted.
What are the next steps for getting an ignition interlock device?
When you are done selecting your insurance plan, Breathe Easy can connect you with an Intoxalock representative for further assistance. They will answer any questions you have and help you get set up with an installation appointment at a convenient time.
How do I know if I am eligible for an IID restricted license?
For a first and repeat DUI offense with or without injury, a person may immediately apply for an IID restricted license at the end of their 30-day temporary license or before the suspension date after the DMV hearing.
